We recently sat in on an update with Legal and General and other insurers/ brokers with regards to EWS1. Currently, RICS is working on guidance which should help identify the scope of EWS1s and the buildings that require them.
Those outside of the scope are likely to include the following (to be confirmed 02/2021):
Building over six storeys
There is no cladding or curtain wall glazing on the building and if there are balconies where the balustrades and decking are constructed of combustible materials (e.g. timber), they are not stacked vertically above each other.
Buildings of five or six storeys
There is not a significant amount of cladding on the building (for the purpose of this guidance, approximately one quarter of the surface façade is a significant amount) and there are no ACM or MCM panels on the building* and if there are balconies where the balustrades and decking are constructed with combustible materials (e.g. timber), they are not stacked vertically above each other.
Buildings of four storeys or fewer
There are no ACM or MCM panels on the building*.* Note: metal cladding and ACM/MCM are visually very similar, so if metal cladding is present, the valuer should either confirm with the building owner or managing agent in writing that they are not ACM/MCM, or an EWS1 inspection should be requested.
In addition to this, they indicated that to prevent fraudulent activities with regards to the issuing of EWS1, they will be advising that these forms should be issued via the Fire Industry Association building safety information portal and we have attached a link below.https://www.fia.uk.com/ews1.htmlTo get ahead of this, Assessed Risk Limited are already registered users of the portal and we can add all EWS1 on the portal for the additional fee of £150.00+VAT per EWS1 form. Mortgage companies can easily access this National portal to retrieve the information required.
If you have any questions with regards to EWS1 please do not hesitate to make contact and if you have any colleagues that this may assist, please feel free to pass this on.
Assessed Risk Limited